How Much Does Rehab Cost With or Without Insurance?

How Much Does Rehab Cost, on Average?

The price can range from $10,000 to $30,000 per month. But this is usually offered at upscale facilities resembling hotels, providing luxury accommodations and three meals daily.

The Cost of Rehab Depends on The Following

Type of facility

Inpatient centers are pricier than outpatient programs as they offer accommodation, meals, treatments, and wellness activities.

Location

The facility’s location, whether close to home, in the mountains, or along a beach, can affect costs.

Program size

More extensive programs with more participants might differ in cost from more minor, personalized rehabs.

Provided treatments

The range of treatments, including detox, medication-assisted treatment, diverse therapy options, and comprehensive aftercare, can influence costs.

Program duration

Depending on how long you stay in treatment can affect your expenses.

Amenities

Additional facilities include swimming pools, on-site gyms, massage therapy, nutrition counseling, etc.

Learn More:

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• Aetna Insurance
• Cigna Insurance
• Rehab Insurance For Drug And Alcohol Addiction Treatment
• What Is Inpatient Rehab?
• We Level Up Packing List | What to Bring to Rehab
• How Does Rehab Work? FAQs, Treatment Programs, And Important Things To Know

How Much Does Rehab Cost Without Insurance?

There are several variations in 30-day treatment programs. Still, the primary determinants of the total cost are the amenities provided by the rehab center and the degree of care (e.g., outpatient versus residential programs).

Here are the approximate ranges observed for the four standard levels of care:

Outpatient

You spend a brief time at the center approximately five days a week, seeing your counselor and taking any prescribed medications. The average cost of an outpatient program can range from $1,000 to $10,000, depending on the available treatments.

Intensive Outpatient

This allows you to continue your regular daily schedule, but you’ll spend a few hours at the center several days a week. A typical program will cost somewhere between $3,500 and $11,000.

How to Cover Rehab Costs?

Even if you’re tight on cash, getting help for a substance use disorder is still possible. Many addiction rehab programs are open to assisting individuals so that they can afford rehab, ensuring they can kickstart their recovery journey towards a safer, healthier life. There are options available for low-cost or even free rehab programs. Additionally, you might consider government-funded drug and alcohol treatment centers as another viable option.

To manage rehab costs effectively, look for an addiction treatment facility that provides comprehensive services primarily covered by your private insurance. Nowadays, more drug and alcohol rehab centers accept insurance plans that cover addiction treatment to some extent. While your insurance might not cover the entire cost, specific treatment options fall under many insurance plans. Some folks with private insurance choose outpatient care to save on expenses related to housing and meals, which can add up.

Opting for outpatient care allows individuals to continue their work, studies, and home responsibilities while undergoing rehab. Before selecting a rehab option, discussing your situation with a treatment professional can help determine if outpatient approaches will effectively address your addiction issues.

Additionally, consider asking the treatment facility’s coordinator about payment plans. Some centers offer financing options like a down payment and smaller monthly payments during treatment. Others might provide services with a sliding-scale fee based on your income, making it more manageable.

Essential Health Benefits for Drug or Alcohol Addiction

Rehab can be expensive and may deter some people from seeking out a recovery program. Fortunately, all marketplace insurance plans are required to cover drug and alcohol addictions so that more people can have access to treatment and help recover from alcoholism. This coverage is sometimes referred to as alcohol rehab insurance, and there are treatment centers that accept insurance to help with addiction recovery.

The Affordable Care Act (ACA) lists drug or alcohol addiction services as 1 of 10 categories of essential health benefits, which means that any insurance sold on the Health Insurance Marketplace must cover addiction treatment.

Inpatient rehab offers a distraction-free atmosphere where one can quickly and harmoniously focus on your sobriety.  While being without the provocations of the outside world influencing your decisiveness.

Inpatient drug rehabs offer many programs, depending on the patient. These usually provide detox, counseling, and support groups.

Another benefit of this treatment style includes the added emotional support one gets by engaging oneself in a treatment program.  Support groups may come from traditional 12-step programs or other methods.

Because addiction is usually triggered by a need to cope with difficult emotions, having a counselor converse about the habit will help one get to the root of why addiction was driven.  This is particularly essential when leaving treatment and facing any daily life stressors that may come one’s way.  Knowing how to manage difficult emotions when they arise and discovering new, healthier coping mechanisms instead of continuing to use drugs or alcohol as a source of relief increases one’s chance of preserving one’s sobriety.